Nina's Biography

Ivy and Sage Financial Services was founded in 2018 (formally know as A&B Financial, founded in 2013) by its current Owner, Nina Walters. Nina started to work in insurance sales after moving to Florida in 2008. Nina is a retired mechanical engineer whose career working for Robert Bosch Corporation took her from Hildesheim, West Germany, to Broadview, Illinois, and full circle back to the Motor City - a Detroit suburb, Farmington Hills, Michigan, where she was born and raised. 

Ivy and Sage Financial Services (named after Nina's grandbabies, Ivy Beasley and Sage Rem), is a well-respected independent agency located in the Suntree / Viera area. As an independent insurance agency we represent national and regional insurance companies as opposed to a single insurance company. This allows us to select the insurance company that best fits your needs and budget.

Ivy and Sage Financial Services is the sister company to Viera Insurance Agency (VIA) https://vierainsuranceagency.com/, founded in 2006, VIA focuses on cost-effectve insurance solutions for individuals, families, and businesses throughout Brevard County, Indian River County, Volusia County, Central Florida and beyond. For flood needs, we are also associated with National Flood Insurance, LLC and Florida Flood Insurance, Inc., and https://www.webuyfloodbooks.com/.

Consumers would agree that the ultimate test of any insurance agency is the service it provides to its clients. Ivy and Sage Financial Services employs agents who can help you identify your insurance needs, whether personal, or financial, and then offer the most appropriate amount and type of insurance coverage. Ivy and Sage Financial Services prides itself on providing timely customer service to answer any insurance question or provide you with an analysis comparing quotes from multiple insurance companies. Our agency can provide you with the life and health insurance you may need and help you to find the maximum amount of insurance coverage for the minimum price.

Insurance is a way to make a person or business whole following a loss. In insurance parlance, one would say that the essence of insurance is “risk transfer”. Ivy and Sage Financial Services helps clients evaluate the cost of transferring risk to an insurance company or retaining it.

Ivy and Sage Financial Services is a one-stop agency serving the Melbourne / Brevard County area for over 7 years and meeting all of your insurance needs: life insurance, health insurance and financial services. We work for you, and get paid by the insurance carriers, so our services are free, and free consultations are available!

An Independent Advantage

We are Independent Agents in Melbourne, Florida, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Ivy and Sage Financial Services represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it’s up to you to make the final choice.